Payment Protection Insurance (PPI) is offered with nearly every type of credit and if it was mis-sold to you we can claim back every premium previously paid, which could be thousands of pounds. There are many reasons why you may have a valid claim, when obtaining credit were you:
Self-Employed, Retired, Student or Homemaker?
Told you had to take out the PPI to get the credit?
Pressured into taking PPI?
Told that you could buy PPI from an independent provider (which can be 80% cheaper)?
If you answer yes to any of the above you may have been mis-sold and are therefore entitled to a full refund.
Consolidation loanLoan for a carMortgagePersonal LoanStore Cards| Loan Type | Loan amount | PPI premium | Premium as a percentage of total loan |
| Unsecured personal loan | £8,993 | £2,217 | 25% |
| Unsecured personal loan | £11,000 | £5,133 | 47% |
| Hire purchase for car | £5,059 | £2,157 | 43% |
| Unsecured loan | £5,600 | £744 | 13% |
| Secured loan | £25,000 | £12,127 | 49% |
| Secured loan | £35,000 | £10,150 | 29% |
| Conditional sale for car | £4,300 | £2,394 | 56% |
No Win. No Fee.
Following a complaint by the Citizens Advice Bureau which highlighted serious failures in the PPI market, The Financial Services Authority conducted an investigation into how PPI is sold. They concluded that tens of thousands of people could have received bad advice. Many people didn’t even know that they had PPI.
If you think your PPI may have been mis-sold, The Claims Warehouse can help. We will advise if your claim is likely to be successful and then manage the whole process for you. We’ll update you every step of the way and, if necessary, we’ll refer you to our panel of Solicitors to ensure justice is delivered.
Not sure if you were mis-sold? Please call us now for a free consultation and free advice.
If you're not sure whether you have been the victim of mis-selling then please give us a call. Our team of experienced Claims Advisors are on hand to answer any questions you might have and will be happy to help in anyway they can.
Our charge of 20% on the reclaimed amount means that there are no costs to you unless we get you your money back.
Frequently Asked Questions.
Q. Who does the client contact if they have a query?
A. Their Claims Consultant.
Q. What do we do if the loan is in joint names?
A. Make sure you both sign Account Holder 1 & Account Holder 2 on the forms.
Q. Can I claim PPI on Credit Cards?
A. We don't offer this service at the moment
Q. PPI - What is the minimum I can claim for?
A. Any amount as long as its Single Premium.
Q. What is Single Premium PPI?
A. Single Premium is a lump sum amount shown on your agreement normally added to the loan.
Q. Can I claim for PPI after April 2007?
A. Yes, as long as it is Single Premium.
Q. What is the £10 to the lender for?
A. This is for the release of your information to our legal team, under the Data Protection Act.
Q. Why is it only Single Premium PPI?
A. Some PPI are actually okay, they are normally taken out just as a monthly payment. Not as a lump sum added to your loan.
Q. What is the likelihood my claim will be successful?
A. All Single Premium PPI are claimable. Recent figures suggest between 15-20 million cases are reclaimable!
Q. What if the lender contacts me?
A. Do not accept any offer from your lender (VERY IMPORTANT)
Q. If I've paid off the loan can I still claim for PPI?
A. Yes we can go back 6 years.
Q. What if I've lost or can't find my original documents?
A. Don't worry we request original copies from your lender or credit card company. They have a duty to release them to us within 40 days, with your authority of course.
Q. Who does the client contact if they have a query?
A. Their Claims Consultant.
Q. What do we do if the loan is in joint names?
A. Make sure you both sign Account Holder 1 & Account Holder 2 on the forms.
Q. Can I claim PPI on Credit Cards?
A. We don't offer this service at the moment
Q. PPI - What is the minimum I can claim for?
A. Any amount as long as its Single Premium.
Q. What is Single Premium PPI?
A. Single Premium is a lump sum amount shown on your agreement normally added to the loan.
Q. Can I claim for PPI after April 2007?
A. Yes, as long as it is Single Premium.
Q. What is the £10 to the lender for?
A. This is for the release of your information to our legal team, under the Data Protection Act.
Q. Why is it only Single Premium PPI?
A. Some PPI are actually okay, they are normally taken out just as a monthly payment. Not as a lump sum added to your loan.
Q. What is the likelihood my claim will be successful?
A. All Single Premium PPI are claimable. Recent figures suggest between 15-20 million cases are reclaimable!
Q. What if the lender contacts me?
A. Do not accept any offer from your lender (VERY IMPORTANT)
Q. If I've paid off the loan can I still claim for PPI?
A. Yes we can go back 6 years.
Q. What if I've lost or can't find my original documents?
A. Don't worry we request original copies from your lender or credit card company. They have a duty to release them to us within 40 days, with your authority of course.
Q. What if the lender keeps contacting me?
A. Forward all written correspondence to The Claims Warehouse.
Q. I have PPI on the loan, should I claim for this first?
A. If the outstanding balance is over £5000 then we will go for unenforceability first, then the PPI (only one application is needed).
Q. What if the lender contacts me after I put a claim in?
A. Our solicitors will deal with the lender from the beginning of the dispute until its conclusion.
Q. Can I accept an offer?
A. Do not accept any offers made as you will be liable for costs and the offer will be normally a lot less than your claim.
Q. Are you a regulated Claims Management Company?
A. The Claims Warehouse Limited is regulated by the Ministry of Justice in respect of regulated claims management activities. Its registration is recorded on the website www.claimsregulation.gov.uk. Registration number CRM15365.
Q. If I am involved with a debt management company is it still possible to make a claim?
A. Yes, we can process claims even if you are involved in a debt management programme.
A. Forward all written correspondence to The Claims Warehouse.
Q. I have PPI on the loan, should I claim for this first?
A. If the outstanding balance is over £5000 then we will go for unenforceability first, then the PPI (only one application is needed).
Q. What if the lender contacts me after I put a claim in?
A. Our solicitors will deal with the lender from the beginning of the dispute until its conclusion.
Q. Can I accept an offer?
A. Do not accept any offers made as you will be liable for costs and the offer will be normally a lot less than your claim.
Q. Are you a regulated Claims Management Company?
A. The Claims Warehouse Limited is regulated by the Ministry of Justice in respect of regulated claims management activities. Its registration is recorded on the website www.claimsregulation.gov.uk. Registration number CRM15365.
Q. If I am involved with a debt management company is it still possible to make a claim?
A. Yes, we can process claims even if you are involved in a debt management programme.